/* ortis-assurances.lu — Stylesheet
   Farben: Ortis-Blau als einzige Akzentfamilie, alles andere neutral. */

:root{
  --ink:#12202e;
  --navy:#0a3b6b;
  --blue:#0f62ab;
  --blue-dark:#0b4d88;
  --wash:#eef4fa;
  --line:#dbe4ee;
  --grey:#5b6b7c;
  --bg:#f5f7f9;
  --paper:#fff;
  --wrap:1180px;
  --r:6px;
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{
  margin:0;background:var(--paper);color:var(--ink);
  font-family:"Source Serif 4",Georgia,"Times New Roman",serif;
  font-size:17px;line-height:1.7;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-underline-offset:3px}
a:hover{color:var(--blue-dark)}
h1,h2,h3,h4,.logo-word,.btn,label,legend,th,.nav a,.pill,.branch a,.num{
  font-family:"Golos Text","Helvetica Neue",Arial,sans-serif;
}
h1,h2,h3{line-height:1.15;margin:0 0 .5em;font-weight:800;letter-spacing:-.015em}
h1{font-size:clamp(2.1rem,4.6vw,3.35rem)}
h2{font-size:clamp(1.6rem,3vw,2.2rem)}
h3{font-size:1.12rem;font-weight:600;letter-spacing:0}
p{margin:0 0 1em;max-width:70ch}
.wrap{width:100%;max-width:var(--wrap);margin:0 auto;padding:0 24px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-9999px;top:0;background:var(--navy);color:#fff;padding:10px 16px;z-index:99}
.skip:focus{left:0}
:focus-visible{outline:3px solid #ffb300;outline-offset:2px}

/* ---------- Kopf ---------- */
.site-head{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.96);
  backdrop-filter:saturate(160%) blur(6px);border-bottom:1px solid var(--line)}
.head-inner{display:flex;align-items:center;gap:24px;min-height:74px}
.logo{display:flex;flex-direction:column;text-decoration:none;color:var(--navy);line-height:1}
.logo-word{font-weight:800;font-size:1.6rem;letter-spacing:.06em;color:var(--blue)}
.logo-sub{font-family:"Golos Text",Arial,sans-serif;font-size:.62rem;letter-spacing:.22em;
  text-transform:uppercase;color:var(--navy);margin-top:4px}
.logo-sub em{font-style:normal;opacity:.7}
.nav{margin-left:auto;display:flex;align-items:center;gap:28px}
.nav ul{display:flex;gap:22px;list-style:none;margin:0;padding:0}
.nav a{font-size:.95rem;font-weight:500;color:var(--ink);text-decoration:none;padding:6px 0;
  border-bottom:2px solid transparent}
.nav a:hover{border-bottom-color:var(--line)}
.nav a[aria-current="page"]{border-bottom-color:var(--blue);color:var(--blue)}
.nav-foot{display:flex;align-items:center;gap:16px}
.nav-foot .tel{font-family:"Golos Text",Arial,sans-serif;font-weight:600;font-size:.95rem;
  color:var(--navy);text-decoration:none;white-space:nowrap}
.langs{display:flex;border:1px solid var(--line);border-radius:var(--r);overflow:hidden}
.langs a{font-family:"Golos Text",Arial,sans-serif;font-size:.72rem;font-weight:600;letter-spacing:.06em;
  padding:6px 9px;color:var(--grey);text-decoration:none;background:#fff}
.langs a+a{border-left:1px solid var(--line)}
.langs a.on{background:var(--blue);color:#fff}
.burger{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:var(--r);
  width:46px;height:40px;padding:0 11px;cursor:pointer}
.burger span:not(.sr){display:block;height:2px;background:var(--navy);margin:5px 0}

/* ---------- Buttons ---------- */
.btn{display:inline-block;border:1px solid var(--blue);background:var(--blue);color:#fff;
  font-weight:600;font-size:.95rem;padding:13px 22px;border-radius:var(--r);text-decoration:none;cursor:pointer}
.btn:hover{background:var(--blue-dark);border-color:var(--blue-dark);color:#fff}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--line)}
.btn-ghost:hover{background:var(--wash);color:var(--navy);border-color:var(--blue)}
.btn-light{background:#fff;color:var(--navy);border-color:#fff}
.btn-light:hover{background:var(--wash);color:var(--navy);border-color:var(--wash)}
.btns{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 0}

/* ---------- Hero ---------- */
.hero{background:var(--navy);color:#fff;padding:72px 0 120px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-180px;top:-140px;width:520px;height:520px;
  border:1px solid rgba(255,255,255,.12);transform:rotate(45deg)}
.hero .wrap{position:relative;z-index:2}
.hero-grid{display:grid;grid-template-columns:1.25fr .9fr;gap:56px;align-items:center}
.hero h1{color:#fff;max-width:14ch}
.hero-lead{font-size:1.12rem;color:#d4e3f3;max-width:52ch}
.hero-note{font-family:"Golos Text",Arial,sans-serif;font-size:.8rem;letter-spacing:.1em;
  color:#9fc0e0;margin-top:30px}
.hero-photo{border:6px solid rgba(255,255,255,.1);border-radius:var(--r);overflow:hidden;
  aspect-ratio:4/3;background:#06294b}
.hero-photo img{width:100%;height:100%;object-fit:cover}

/* Rail der Sparten, überlappt den Hero */
.rail{margin-top:-64px;position:relative;z-index:5}
.rail-inner{background:var(--paper);border:1px solid var(--line);border-radius:var(--r);
  display:grid;grid-template-columns:repeat(3,1fr);box-shadow:0 18px 40px -28px rgba(10,59,107,.5)}
.branch{border-right:1px solid var(--line);border-bottom:1px solid var(--line)}
.branch:nth-child(3n){border-right:0}
.branch:nth-child(n+4){border-bottom:0}
.branch a{display:block;padding:22px 24px;text-decoration:none;color:var(--ink);height:100%}
.branch a:hover{background:var(--wash)}
.branch b{display:block;font-family:"Golos Text",Arial,sans-serif;font-weight:600;font-size:1rem;
  color:var(--navy);margin-bottom:4px}
.branch span{font-size:.92rem;color:var(--grey);display:block;max-width:34ch}

/* ---------- Abschnitte ---------- */
.sec{padding:76px 0}
.sec-wash{background:var(--bg)}
.sec-navy{background:var(--navy);color:#fff}
.sec-navy h2,.sec-navy h3{color:#fff}
.sec-navy p{color:#cfe0f1}
.lead{font-size:1.1rem;color:var(--grey);max-width:60ch}
.sec-navy .lead{color:#cfe0f1}
.head-2{max-width:60ch;margin-bottom:38px}

/* Engagements: Liste mit Haarlinien, keine Karten */
.commit{display:grid;grid-template-columns:repeat(2,1fr);gap:0 48px}
.commit li{list-style:none;border-top:1px solid var(--line);padding:20px 0}
.commit h3{margin-bottom:.25em;color:var(--navy)}
.commit p{margin:0;color:var(--grey);font-size:.97rem}
.sec-navy .commit li{border-top-color:rgba(255,255,255,.18)}
.sec-navy .commit h3{color:#fff}
.sec-navy .commit p{color:#bdd3e9}

/* Produktlisten */
.prods{display:grid;grid-template-columns:repeat(2,1fr);gap:0 48px;padding:0;margin:0}
.prods li{list-style:none;border-top:1px solid var(--line);padding:18px 0 18px 0;position:relative}
.prods li::before{content:"";position:absolute;top:-1px;left:0;width:34px;height:3px;background:var(--blue)}
.prods h3{margin-bottom:.2em}
.prods p{margin:0;color:var(--grey);font-size:.96rem}

/* Zwei-Spalten-Block mit Bild */
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.split img{border-radius:var(--r)}
.note-box{background:var(--wash);border-left:3px solid var(--blue);padding:20px 24px;border-radius:0 var(--r) var(--r) 0}
.note-box h3{color:var(--navy)}
.note-box p:last-child{margin:0}

/* Sprachzeile */
.langline{font-family:"Golos Text",Arial,sans-serif;font-weight:600;font-size:1.15rem;
  color:var(--navy);letter-spacing:.01em}
.sec-navy .langline{color:#fff}

/* Team */
.team{display:grid;grid-template-columns:repeat(2,minmax(0,360px));gap:32px}
.person{border:1px solid var(--line);border-radius:var(--r);overflow:hidden;background:#fff}
.person img{aspect-ratio:1/1;object-fit:cover;width:100%}
.person .p-body{padding:18px 20px}
.person h3{margin-bottom:.1em;color:var(--navy)}
.person p{margin:0;font-size:.94rem;color:var(--grey)}
.person a{text-decoration:none;font-weight:600}

/* ---------- Simulatoren ---------- */
.simtabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:28px}
.simtabs a{font-family:"Golos Text",Arial,sans-serif;font-size:.92rem;font-weight:600;
  padding:9px 16px;border:1px solid var(--line);border-radius:999px;text-decoration:none;
  color:var(--navy);background:#fff}
.simtabs a:hover{border-color:var(--blue)}
.simtabs a.on{background:var(--navy);border-color:var(--navy);color:#fff}

.simgrid{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:start}
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px}
.fields{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.field{display:flex;flex-direction:column;gap:6px}
.field.wide{grid-column:1/-1}
label,legend{font-family:"Golos Text",Arial,sans-serif;font-size:.86rem;font-weight:600;color:var(--navy)}
input[type=text],input[type=number],input[type=email],input[type=tel],select,textarea{
  font-family:inherit;font-size:1rem;color:var(--ink);background:#fff;
  border:1px solid var(--line);border-radius:var(--r);padding:11px 12px;width:100%}
input:focus,select:focus,textarea:focus{border-color:var(--blue);outline:none;box-shadow:0 0 0 3px rgba(15,98,171,.14)}
textarea{min-height:130px;resize:vertical}
.hint{font-size:.85rem;color:var(--grey)}
fieldset{border:0;padding:0;margin:0}
.checks{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:10px}
.check{display:flex;gap:10px;align-items:flex-start;font-family:"Source Serif 4",serif;
  font-size:.96rem;font-weight:400;color:var(--ink)}
.check input{margin-top:5px;width:18px;height:18px;flex:0 0 auto;accent-color:var(--blue)}
.range-row{display:flex;align-items:center;gap:14px}
.range-row input[type=range]{flex:1;accent-color:var(--blue)}
.range-val{font-family:"Golos Text",Arial,sans-serif;font-weight:600;min-width:74px;text-align:right}

.result{position:sticky;top:96px;background:var(--navy);color:#fff;border-radius:var(--r);padding:28px}
.result h3{color:#9fc0e0;font-weight:600;font-size:.86rem;letter-spacing:.12em;margin-bottom:14px}
.num{font-size:clamp(2.3rem,5vw,3rem);font-weight:800;line-height:1;letter-spacing:-.02em}
.unit{color:#9fc0e0;font-family:"Golos Text",Arial,sans-serif;font-size:.9rem;margin-top:6px}
.result table{width:100%;border-collapse:collapse;margin-top:22px;font-size:.94rem}
.result td{padding:7px 0;border-top:1px solid rgba(255,255,255,.16);color:#d4e3f3}
.result td+td{text-align:right;white-space:nowrap}
.result .disclaimer{font-size:.8rem;color:#9fc0e0;margin:20px 0 0;line-height:1.55}
.result .btn{margin-top:20px;width:100%;text-align:center}
.result.busy{opacity:.55}

/* Meldungen */
.msg{border-radius:var(--r);padding:16px 20px;margin-bottom:26px;font-size:1rem}
.msg-ok{background:#e8f5ee;border:1px solid #bfe3cf;color:#17603c}
.msg-err{background:#fdeceb;border:1px solid #f3c7c3;color:#8c2b21}

/* Kontakt */
.contact-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:start}
.info-list{list-style:none;margin:0;padding:0}
.info-list li{border-top:1px solid var(--line);padding:14px 0}
.info-list b{display:block;font-family:"Golos Text",Arial,sans-serif;font-size:.8rem;
  letter-spacing:.08em;color:var(--grey);font-weight:600;margin-bottom:3px}
.map{border:0;width:100%;aspect-ratio:16/10;border-radius:var(--r);margin-top:24px}

/* Rechtstexte */
.prose h2{margin-top:1.8em}
.prose{max-width:72ch}

/* ---------- Fuß ---------- */
.site-foot{background:#081f36;color:#c3d4e6;margin-top:0;padding:56px 0 24px;font-size:.95rem}
.site-foot a{color:#c3d4e6;text-decoration:none}
.site-foot a:hover{color:#fff;text-decoration:underline}
.foot-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:36px}
.site-foot h3{color:#fff;font-size:.82rem;letter-spacing:.12em;text-transform:none;margin-bottom:12px}
.foot-brand .logo-word{color:#fff;font-size:1.5rem;display:block}
.foot-brand .logo-sub{color:#8fb3d4;display:block;margin-top:4px}
.foot-legal{color:#8fb3d4;font-size:.88rem;margin-top:16px}
.site-foot address{font-style:normal}
.foot-links{list-style:none;margin:0;padding:0}
.foot-links li{padding:3px 0}
.foot-social a{margin-right:14px}
.foot-bar{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;
  border-top:1px solid rgba(255,255,255,.12);margin-top:40px;padding-top:18px;
  font-size:.82rem;color:#7fa2c4}
.foot-bar p{margin:0;max-width:none}

/* ---------- Responsiv ---------- */
@media (max-width:1000px){
  .hero-grid{grid-template-columns:1fr;gap:34px}
  .hero{padding-bottom:104px}
  .rail-inner{grid-template-columns:repeat(2,1fr)}
  .branch:nth-child(3n){border-right:1px solid var(--line)}
  .branch:nth-child(2n){border-right:0}
  .branch:nth-child(n+4){border-bottom:1px solid var(--line)}
  .branch:nth-last-child(-n+2){border-bottom:0}
  .simgrid,.contact-grid,.split{grid-template-columns:1fr;gap:32px}
  .result{position:static}
  .foot-grid{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:760px){
  body{font-size:16px}
  .burger{display:block}
  .nav{position:fixed;inset:74px 0 auto 0;background:#fff;border-bottom:1px solid var(--line);
    flex-direction:column;align-items:stretch;gap:0;padding:8px 24px 20px;display:none}
  .nav.open{display:flex}
  .nav ul{flex-direction:column;gap:0}
  .nav li{border-bottom:1px solid var(--line)}
  .nav a{display:block;padding:14px 0;font-size:1.02rem}
  .nav-foot{padding-top:16px;justify-content:space-between}
  .commit,.prods,.fields,.checks,.team{grid-template-columns:1fr;gap:0}
  .fields,.checks{gap:16px}
  .team{gap:20px}
  .sec{padding:56px 0}
  .rail-inner{grid-template-columns:1fr}
  .branch{border-right:0!important;border-bottom:1px solid var(--line)!important}
  .branch:last-child{border-bottom:0!important}
  .foot-grid{grid-template-columns:1fr;gap:28px}
}
@media (prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}}

@media print{
  .site-head,.site-foot,.btns,.simtabs,.form-card{display:none}
  body{font-size:12pt}
}